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	<title>The Overdraft Expert</title>
	<link>http://www.timtheoverdraftexpert.com</link>
	<description>Get Treated Fairly by Your Bank</description>
	<lastBuildDate>Sun, 20 Jun 2010 15:20:05 +0000</lastBuildDate>
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		<title>The New Bank Fees: How to Fight Back &#8211; WSJ.com</title>
		<description><![CDATA[Bank on it: Higher fees, and more of them, are coming soon to a financial institution near you.
Robin Sidel has details. Regulators in the past year have pushed through a raft of changes designed to rein in banks&#8217; most abusive practices, from excessive overdraft fees to the way lenders raise interest rates when a credit-card [...]]]></description>
		<link>http://www.timtheoverdraftexpert.com/the-new-bank-fees-how-to-fight-back-wsj-com-414</link>
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		<title>Nearly 8% of Americans Are Unbanked, 18% Are Underbanked &#124; MyBankTracker.com</title>
		<description><![CDATA[When the Census Population Survey went out in 2009, the FDIC supplemented the standard questions with finance-related queries to help build the database on households’ banking habits. The surveyors were particularly interested in the areas where households are being under-served by the banking industry.
Turns out the number of unbanked and underbanked households in the U.S. [...]]]></description>
		<link>http://www.timtheoverdraftexpert.com/nearly-8-of-americans-are-unbanked-18-are-underbanked-mybanktracker-com-412</link>
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		<title>Explanation of New Overdraft Opt-In Rule</title>
		<description><![CDATA[

This brief video does a good job of explaining the change mandated for all Banks for checking account customers.



Eastwood Bank.
]]></description>
		<link>http://www.timtheoverdraftexpert.com/explanation-of-new-overdraft-opt-in-rule-404</link>
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		<title>Banks&#8217; overdraft &#8216;opt-ins&#8217; are not all alike &#124; Teresa McUsic</title>
		<description><![CDATA[

If your checking account balance sometimes dips uncomfortably low, Aug. 15 could be an especially important day for you.That&#8217;s when a new rule by the Federal Reserve goes into effect requiring banks to decline a debit-card transaction if there&#8217;s not enough money in the account to cover it. The only exception is for bank customers [...]]]></description>
		<link>http://www.timtheoverdraftexpert.com/banks-overdraft-opt-ins-are-not-all-alike-teresa-mcusic-dallas-business-texas-bu-398</link>
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		<title>Payday Loans Sometimes Better Than Checking Account Overdraft &#124; Damego</title>
		<description><![CDATA[

Next day you happen to log in to your bank account and OMG… it says minus $32. You thought you still had some cash in there. What the heck happened? Then you realize that the last trip to your grocery store was more than the bank account could bear. You thought that there were about [...]]]></description>
		<link>http://www.timtheoverdraftexpert.com/payday-loans-sometimes-better-than-checking-account-overdraft-damego-396</link>
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		<title>Seeking the Best Checking Account Rewards &#8211; Bucks Blog &#8211; NYTimes.com</title>
		<description><![CDATA[

Back in December, I listed my personal finance resolutions for 2010. Among them was to get a better interest rate at a better bank. On Tuesday, I received an e-mail from my bank, Chase, offering me an upgrade to the new Chase RealCash Debit Card. The card offers up to 3 percent cash back on [...]]]></description>
		<link>http://www.timtheoverdraftexpert.com/seeking-the-best-checking-account-rewards-bucks-blog-nytimes-com-394</link>
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		<title>Watch out for change in debit card and ATM overdraft fees: Money Matters &#124; cleveland.com</title>
		<description><![CDATA[

The Question: I just got a notice from my bank, Huntington, that they are going to stop covering overdrafts for debit cards. I didn&#38;apos;t ask for any change, and I haven&#38;apos;t been overdrafting my account. My branch said they&#38;apos;re doing this for everybody. I don&#38;apos;t understand.
via Watch out for change in debit card and ATM [...]]]></description>
		<link>http://www.timtheoverdraftexpert.com/watch-out-for-change-in-debit-card-and-atm-overdraft-fees-money-matters-cleveland-com-392</link>
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		<title>Consumer Reports Money &amp; Shopping Blog: Review: Mint.com reveals what&#8217;s really left in your bank account</title>
		<description><![CDATA[

When Intuit last year announced its acquisition of Mint.com, the popular online money-management and budgeting tool, I opined here that Mint could benefit from adopting some features from Intuit&#38;apos;s Quicken Online. Mint was sexier than Quicken Online—and a far less clunky than the original Quicken software. But, as noted in a Consumer Reports Money Adviser [...]]]></description>
		<link>http://www.timtheoverdraftexpert.com/consumer-reports-money-shopping-blog-review-mint-com-reveals-whats-really-left-in-your-bank-account-390</link>
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		<title>Wells Fargo Empties Customer Checking Account to Pay Delinquent Student Loan : Student Loan Blog by NextStudent</title>
		<description><![CDATA[

An Atlanta couple has found themselves with their savings wiped out after their bank, Wells Fargo, cleared out their checking account in order to pay a piece of what bank officials maintain is an outstanding student loan “Suddenly, Bank Account Was Gone,” The Atlanta Journal-Constitution, May 1, 2010.After Hope and Matt Hughes had problems trying [...]]]></description>
		<link>http://www.timtheoverdraftexpert.com/wells-fargo-empties-customer-checking-account-to-pay-delinquent-student-loan-student-loan-blog-by-nextstudent-388</link>
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		<title>Payday Loans One Source of Quick Cash for Mother’s Day &#124; MyBankTracker.com</title>
		<description><![CDATA[

Historically, Mother’s Day is a holiday that gives a boost to businesses, even in hard times. Florists, spas, and gift shops traditionally reap the rewards, but with the economy still in “rebound mode” payday loan shops are also advertising Mother’s Day specials.
via Payday Loans One Source of Quick Cash for Mother’s Day &#124; MyBankTracker.com.
]]></description>
		<link>http://www.timtheoverdraftexpert.com/payday-loans-one-source-of-quick-cash-for-mother%e2%80%99s-day-mybanktracker-com-386</link>
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		<title>Banking-online-internat » Blog Archive » Internet Checking Account – No Waiting in Line Online</title>
		<description><![CDATA[

When looking for the best internet checking account you need to consider many things. Your best bet would be finding a brick and mortar bank that has online banking. This is beneficial in many ways. While having a strictly internet checking account can be moderately convenient, if you have checks to cash you can’t simply [...]]]></description>
		<link>http://www.timtheoverdraftexpert.com/banking-online-internat-%c2%bb-blog-archive-%c2%bb-internet-checking-account-%e2%80%93-no-waiting-in-line-online-384</link>
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		<title>Report: : Bank overdraft fees not beneficial for consumers &#8211; 4/20/10 &#8211; San Francisco News &#8211; abc7news.com</title>
		<description><![CDATA[

A new report says new banking reforms going into affect this summer don&#8217;t go far enough in protecting consumers from excessive fees. The banks are being accused of using scare tactics to keep consumers in plans that can cost them plenty.
via Report: : Bank overdraft fees not beneficial for consumers &#8211; 4/20/10 &#8211; San Francisco [...]]]></description>
		<link>http://www.timtheoverdraftexpert.com/report-bank-overdraft-fees-not-beneficial-for-consumers-42010-san-francisco-news-abc7news-com-382</link>
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		<title>Protection from Debit Overdraft Fees &#8211; 4/17/10 &#8211; Fresno News &#8211; abc30.com</title>
		<description><![CDATA[Link to original news item:
Protection from Debit Overdraft Fees &#8211; 4/17/10 &#8211; Fresno News &#8211; abc30.com.






]]></description>
		<link>http://www.timtheoverdraftexpert.com/protection-from-debit-overdraft-fees-41710-fresno-news-abc30-com-375</link>
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		<title>What Bank Offers Second Chance Banking? 3 Tips</title>
		<description><![CDATA[

For many people today, it can be harder to get approved for a checking account than they ever would have expected. Once would think that banking should be a snap: just find a bank, deposit your money, and then make withdrawals or pay bills when needed.But, what happens when you can’t even find a bank [...]]]></description>
		<link>http://www.timtheoverdraftexpert.com/what-bank-offers-second-chance-banking-tips-371</link>
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		<title>The Pros &amp; Cons of Online Banking</title>
		<description><![CDATA[

If you browse the Internet often (I’m guessing you do since you’re reading this), chances are you’ve seen the display and banner ads for various types of online checking and savings accounts. Often they advertise high interest rates, low or no fees, and a variety of other incentives to draw you toward their business.
The Good
Higher [...]]]></description>
		<link>http://www.timtheoverdraftexpert.com/the-pros-cons-of-online-banking-369</link>
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		<title>New Bank Rules Coming On Overdraft Coverage</title>
		<description><![CDATA[

It&#8217;s easy to use a debit card to pay for just about anything, but that can also make it difficult to keep track of how much you’re spending. A lot of banks offer overdraft protection programs, which sometimes come with hefty fees. Now comes new regulations that are aimed at these programs.
via New Bank Rules [...]]]></description>
		<link>http://www.timtheoverdraftexpert.com/new-bank-rules-coming-on-overdraft-coverage-366</link>
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		<title>What to do if you overdraw your checking account / The Christian Science Monitor &#8211; CSMonitor.com</title>
		<description><![CDATA[

Have you overdrawn your checking account before? You log into your checking account online and see big red numbers with a negative sign. It’s your account balance and you’ve overdrawn! But you’re a good money manager, right? You have your finances in order. How could this have happened?
via What to do if you overdraw your [...]]]></description>
		<link>http://www.timtheoverdraftexpert.com/what-to-do-if-you-overdraw-your-checking-account-the-christian-science-monitor-csmonitor-com-364</link>
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		<title>Money College: Key differences to credit cards, debit cards</title>
		<description><![CDATA[

[excerpt]
What&#8217;s the difference between credit cards and debit cards?
Maybe you thought you were the only one who didn&#8217;t actually know, but that&#8217;s where you&#8217;re wrong. Credit cards and debit cards have real differences, and not knowing what they are can create major problems for college students.
via Money College: Key differences to credit cards, debit cards.
]]></description>
		<link>http://www.timtheoverdraftexpert.com/money-college-key-differences-to-credit-cards-debit-cards-362</link>
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		<title>Changes in Overdraft Protection &#8211; 3/11/10 &#8211; Chicago News &#8211; abc7chicago.com</title>
		<description><![CDATA[

Joan Jensen, president and CEO of The Central Credit Union of Illinois, shares important information to help people sort through the pros and cons associated with the new opt-in/opt-out regulations when it comes to overdraft protection.
via Changes in Overdraft Protection &#8211; 3/11/10 &#8211; Chicago News &#8211; abc7chicago.com.
]]></description>
		<link>http://www.timtheoverdraftexpert.com/changes-in-overdraft-protection-31110-chicago-news-abc7chicago-com-360</link>
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		<title>Miami judge refuses to toss bank overdraft fee lawsuit &#8211; South Florida Business Journal:</title>
		<description><![CDATA[

[Excerpt]
A Miami federal judge on Thursday denied requests from several of the nation’s largest banks to dismiss lawsuits against them alleging that they have abusive and excessive overdraft fee policies.
via Miami judge refuses to toss bank overdraft fee lawsuit &#8211; South Florida Business Journal:.
]]></description>
		<link>http://www.timtheoverdraftexpert.com/miami-judge-refuses-to-toss-bank-overdraft-fee-lawsuit-south-florida-business-journal-357</link>
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